Perhaps one of the reasons is the elementary lack of information about this insurance service. For example, most of the time fire appears industrial area like a candle company while making a wax or through spark a fire and smoke suddenly occurs that cause fire or explosion. If you have candle company then you need candle business insurance in order to protect your business and also for the safety of employees as well from any kind of disasters for a bright future of company.In the insurance contract you can “fix”: structural elements (floor, ceiling, walls); interior decoration, including all types of plastering and painting works, wall decoration with other materials; doors and windows; built-in furniture, etc. please visit us on www.insuranks.com/candle-making-insurance

• How much is it?

The main factor in the high cost of insurance is the cost of the house. The average base rate for a one-year insurance policy against fire of your house and elements of its decoration, outbuildings is 0.15% of their value, insurance of household items and furnishings will cost about 0.20%, insurance of electrical household appliances, audio and video equipment - 0.22%. In this case, each specific case is considered separately.

When calculating the insurance premium, it is taken into account what material the structure is made of (to insure, for example, a wooden house is more expensive than a brick or stone one), the presence of alarm systems and other security systems, iron doors, bars in the house, the mode of residence in the house (permanent or seasonal), and NS. Comprehensive insurance (constructions + finishing, finishing + furniture and other schemes), as well as the use of special programs that provide for payment not one at a time, but for several risks (for example, the Our Housing program includes insurance against fires, floods, thefts, hooliganism, natural disasters, etc.). Renewing the contract after a year without insured events will cost you even less.

• What then?

The indemnity is paid by the company upon the occurrence of insured events stipulated by the insurance contract (fire, etc.), on the basis of your application, insurance certificate and confirmation of the occurrence of the insured event from the competent authorities. In this case, you must notify the company about the event that has occurred within three days from the date of the event. Payment of compensation is made within 3-15 days after receiving all the necessary documents, establishing the reasons.

The amount of losses and recognizing the case as insured.Be accurate in the inventory of your property by the agent - include all the small details. Ultimately, you yourself determine the amount of the insurance payment - if you want to receive full compensation for any damage, it is recommended to set the amount in the amount of the real price of the house.

So, get your insurance now for your company in order to secure your business and protect your workers for a safe and sound future.